Don't Miss Covered California's Open Enrollment Period

When Is the Open Enrollment Period?

The Open Enrollment period for Covered California typically runs from early November through January 31, 2026. Exact dates can vary each year, so it’s important to check the official Covered California website or trusted sources for the current year’s deadlines.

Starting your application early gives you more time to compare plans, gather documents, and ask questions. Waiting until the last minute can lead to rushed decisions or missed deadlines. Health insurance is a critical part of protecting yourself and your family from unexpected medical costs. Covered California offers a valuable opportunity to get comprehensive health coverage tailored to your needs. Missing the Open Enrollment period means you could lose access to affordable plans and financial assistance.

Covered California health insurance plan options on a computer screen

Why Covered California’s Open Enrollment Matters

Covered California is the state’s health insurance marketplace where individuals, families, and small businesses can compare and buy health plans. The Open Enrollment period is the only time during the year when most people can sign up for or change their health insurance plans without needing a special reason.

Missing this window means you may have to wait until the next year unless you qualify for a Special Enrollment Period due to life events like marriage, birth of a child, or loss of other coverage.

Benefits of Enrolling During Open Enrollment

• Access to a wide range of health plans with different coverage levels and prices

• Eligibility for financial help such as premium subsidies and cost-sharing reductions

• Protection against high medical costs with essential health benefits included

• Coverage for pre-existing conditions without extra charges

  
  

By enrolling during Open Enrollment, you ensure continuous coverage and avoid costly gaps that could leave you vulnerable.

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